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FAMILY WEALTH · TRUST TAXATION · ENTERPRISE

From a trust structure to a complete,
tax-reasoned estate plan — in one click.

A law firm hands the family a structure. TaxCorp AI builds the whole engagement around it — the section-cited tax opinion, the cheaper-and-equally-valid alternative in rupees, the audit-defensibility, and a full set of draft instruments that each carry their own tax rationale. Built for HNW Hindu families.

One-click engagement pack ₹ structure optimizer 9 instrument types Multi-trust consolidation FEMA-grounded cross-border
Build the engagement pack Ask the trust-tax desk Draft an instrument
THE FLAGSHIP

The complete engagement pack — assembled in one click.

What used to be a multi-week advisory deliverable — a framework, a tax opinion, the advisor's note, and a folder of drafted instruments — is generated as a single, coherent bundle. The numbers come from a deterministic tax engine; the AI explains and drafts, but never moves a figure. Every per-trust deed is drafted consistently with that trust's own tax determination, and the whole pack downloads as one combined document, a ZIP of the individual instruments, and an on-server archive for the family file.

Generate a pack
WHAT'S IN THE BOX
  • Family & structure framework — member roster, structure summary, consolidated asset schedule.
  • Trust Tax Opinion — section-cited, with the multi-trust comparison matrix.
  • Advisor narrative & audit-defensibility — grounded in the Income-tax Act.
  • A trust deed per trust — annotated clause-by-clause with its tax rationale.
  • A Will — added automatically when a minor beneficiary exists.
  • A Letter of Wishes — per discretionary trust; preserves the discretionary character.
  • Governance & lifecycle deeds — Family Constitution, supplementary & trustee deeds (optional).
Combined Word Combined PDF ZIP of instruments On-server archive

Three tools over one engine

Use the pack for the whole engagement, or each tool on its own. The deterministic determinations stay reliable; the AI explains, grounds, and drafts.

Trust Tax Opinion

Profile the family & asset income → a section-cited opinion (s.161/164 character, MMR exceptions, clubbing, s.47(iii) relief) plus a rupee comparison of structuring alternatives and the annual saving — and a ring-fencing analysis with a creditor-protection grade (s.281, s.53 TP Act, IBC look-backs, sham risk). Multi-trust consolidation, AI advisor narrative, and the one-click engagement pack — all here.

Trust-Tax Research

Ask anything on private-trust taxation and asset protection — character & rate, clubbing, capital gains on settlement, gifts, HUF, cross-border, ring-fencing & creditor claims — answered with the governing section (2025 & 1961 Act, plus IBC/allied statutes for protection questions), with follow-ups, save-to-library and Word/PDF export.

Deed Draft

Draft any one of nine instrument types from the in-house specimen library, annotated clause-by-clause with the tax and protection reasoning the structure rests on — including solvency recitals, settlor-exclusion and spendthrift clauses that make the ring-fence hold. Export to Word/PDF for advocate review.

The complete document suite

Nine instrument types — the constitutive deeds, the succession documents, and the governance & lifecycle instruments a real engagement ships. Each is an initial-level draft for advocate review.

Family Trust Deed

Private discretionary or specific trust — irrevocability, discretionary distribution, schedule, with tax annotations.

Will

Executor, bequests, residuary, guardian for minors — attestation per the Succession Act.

Letter of Wishes TAX-PROTECTIVE

Non-binding guidance to trustees that preserves the trust's discretionary character — so the tax position holds.

Family Constitution

Governance charter — council, veto rights, succession principles, dispute resolution.

Gift Deed

Donor/donee, natural love & affection, schedule, delivery — relative-test aware.

HUF Partition

Karta & coparceners, mode of partition, allotment schedules, mutual releases.

Family Settlement

Bona-fide arrangement to preserve peace — terms, allotments, mutual releases.

Supplementary / Amendment Deed

Varies a principal deed without defeating irrevocability or conferring settlor benefit.

Trustee Appointment / Retirement

Appointment, retirement, vesting of trust property — terms otherwise unchanged.

Built for real family wealth

The capture, the corpus, and the outputs a genuine HNW engagement needs — not a generic template.

18 asset classes

Immovable & agricultural land, listed/unlisted shares, MF, bonds, deposits, LLP interest, IP, insurance, jewellery, art, digital/VDA, foreign assets and more — each correctly typed for the tax analysis.

Excel import + ready template

Import a family's existing asset register, or download the ready-made template with a built-in asset-kind dropdown so everything maps cleanly.

Multi-trust consolidation

Model a master + sub-trust structure and get a consolidated comparison matrix — recommended tax, MMR baseline, saving and red-flags per trust, with totals.

Cross-border, grounded

Residential-status / non-resident analysis on the Indian side, with exchange-control notes grounded in a FEMA corpus. Foreign law is flagged, never opined.

Deterministic + grounded AI

The rupee tax is computed by a rule engine (slab-wise surcharge per the ITAT Special Bench); the AI only explains and cites — it cannot change a figure.

Professional outputs

Every deliverable exports to Word and PDF; the engagement pack also bundles a ZIP of the individual instruments and an on-server archive for the family file.

See the optimizer in action

An illustrative ₹3 crore family-trust income, three legally-available structurings, ranked by the actual tax (AY 2026-27).

TRUST TAX OPINION — STRUCTURE OPTIMIZER
Illustrative family trust · estimated income ₹3,00,00,000
StructureAnnual taxEffective rateLaw
Discretionary trust → MMR (as typically set up)₹1,17,00,00039.0%s.164(1)
Discretionary within a s.164(1) exception → slab/AOP₹1,11,54,00037.2%s.164(1) provisos
⭐ Specific sub-trusts ×3 → beneficiary-rate₹88,54,56029.5%s.161
Recommendation: specific sub-trusts — saves ₹28,45,440 per year vs the structure as proposed, with the trade-offs flagged (shares become fixed; less discretionary flexibility). Illustrative figures only; computed by the deterministic engine, not the AI.
Ring-fence grade: 🛡️ Strong — settlor solvent after settlement, no pending proceedings (s.281) or creditor claims (s.53 TP Act), irrevocable & settlor excluded; personal guarantees flagged with the IBC look-back plan. Every opinion now carries this creditor-protection grade per trust. Protection is never absolute — it depends on solvency, timing and bona fides at settlement.

How it works

1
Profile the family

Trusts, beneficiaries (relation, minor, NR), and the asset schedule — typed or imported from Excel.

2
Deterministic engines

Tax (character, MMR exceptions, clubbing, s.47(iii) CG) + ring-fencing (s.281, s.53 TPA, IBC look-backs, sham risk) — the hard rules, no guesswork.

3
Optimizer & protection grade

Ranks structurings by rupee tax, shows the annual saving, and grades creditor protection per trust.

4
AI narrative + grounding

Explains and defends it, cited to the Act & Practice Manual — never altering the numbers.

5
One-click pack

Framework, opinion, narrative and the full instrument set, as one bundle for your advocate.

Why TaxCorp AI

Tax-first, not template-first

The edge is TaxCorp's Income-tax Act, Rules and Practice-Manual corpus — the reasoning, not a generic deed library.

The numbers are deterministic

A rule engine computes the tax; the AI can explain but cannot invent or move a figure.

Act-aware citations

Every conclusion cites the current 2025-Act section with the legacy 1961 number alongside.

Drafts that document their rationale

Each instrument carries inline tax annotations — why irrevocable, why discretionary, why these classes.

Built for liability

Every output is an initial-level draft for CA/advocate review, with assumptions and disclaimers baked in.

In-house specimen library

Drafts are scaffolded from a curated specimen library — family-trust paths never pick a charitable scaffold.

Build the complete engagement pack

Initial-level analysis for professional review — verify with a qualified CA / advocate before acting. Stamp duty is state-specific and not computed. Cross-border conclusions cover Indian law only; obtain foreign-tax vetting separately. Figures and families shown are illustrative.


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