RBI Mandates Half-Yearly CIMS Reporting for Natural Calamity Relief Measures by Regulated Entities

The Reserve Bank of India (RBI) has overhauled the compliance framework concerning the disclosure of relief operations undertaken by financial institutions in regions devastated by natural disasters. Through a recent directive, the central banking authority has transitioned the reporting mechanism to a more streamlined, digitized, and periodic format.

Promulgated via circular RBI/2026-27/250, CO.FIDD.FSD.No.S544/05-10-001/2026-27 on September 02, 2026, this notification instructs all Regulated Entities (REs) to submit their disaster relief data twice a year exclusively through the Centralised Information Management System (CIMS) portal. This strategic shift is designed to harmonize the data collection process with the broader regulatory updates previously announced by the apex bank.

Background and Regulatory Context

The genesis of this updated reporting protocol traces back to the comprehensive amendments made to the stressed assets resolution framework. On April 29, 2026, the RBI issued revised directions pertaining to the Resolution of Stressed Assets, which officially came into force on July 1, 2026.